Get Treated Now, Pay Later with
Zip Pay
At Franklin Bright Smiles, we believe everyone deserves a confident smile. That’s why we’ve partnered with Zip Pay to make dental care easier and more affordable.
Enjoy flexible, interest-free payments on treatments like check-ups, cleaning, whitening, and more.Smile brighter today and spread the cost over time with Zip Pay!
Zip Now, Pay Later.
Enjoy your dental treatments today without the stress of upfront payments. With Zip Pay, you can split the cost into easy, interest-free instalments giving you flexibility and peace of mind.
No Interest or Hidden Fees
Get the care you need now and pay later completely interest-free when you pay on time. No surprises, just simple payments.
Fast & Easy Approval
Apply in minutes and get approved instantly. Zip Pay integrates seamlessly at checkout for a smooth, stress-free experience.
Flexible Payment
Choose how and when you pay. Manage your account easily with the Zip app or online portal — total control, your way.
Zip Pay FAQs
- All you need to get started:
✅ A valid email address and mobile number.
✅ Be at least 18 years old.
✅ Be an Australian Citizen or Permanent Resident.
✅ Have a good credit history.
✅ Apply online in minutes approval is fast and easy! - How to use Zip Pay at Franklin Bright Smiles:
✅ Choose Zip Pay when booking your dental treatment or at checkout.
✅ Sign up or log in to your Zip account — it only takes a few minutes.
✅ Get instant approval and confirm your plan.
✅ Enjoy your treatment now and pay later in flexible instalments.
✅ Manage your payments anytime using the Zip app or website. - Repayments:
✅ Choose from weekly, fortnightly, or monthly payments to suit your budget.
✅ Minimum repayment starts from just $40 per month.
✅ Make extra payments anytime without penalty.
✅ Pay off your balance early to stay interest-free. - Fees and Interest:
✅ Zip Pay is always interest-free forever!
✅ A $7.95 monthly account fee applies only if you have an outstanding balance.
✅ No hidden fees no surprises.
✅ If you pay off your statement balance in full by the due date, the $7.95 fee is waived. - Returns and Refunds:
✅ If your appointment or treatment is canceled and eligible for a refund, we’ll credit the amount back to your Zip Pay account.
✅ Refunds follow the same process as your original Zip payment. - Where can I use Zip Pay?
✅ You can use Zip Pay for all Franklin Bright Smiles dental treatments from general check-ups to cosmetic and emergency care.
✅ Zip Pay is also accepted at thousands of retailers across Australia. - What’s the difference between Zip Pay and Zip Money?
✅ Zip Pay is for everyday dental treatments under $1,000.
✅ Zip Money is for larger treatment plans above $1,000, offering longer repayment terms. - Can I pay my balance off early?
✅ Absolutely! You can pay off your balance anytime without any extra fees. - What happens if I miss a payment?
✅ Zip may charge a small late fee if your scheduled payment isn’t made on time.
✅ You’ll receive reminders to help you stay on track with your plan. - Is my information secure?
✅ Yes, Zip uses bank-level encryption and security measures to keep your data safe.
✅ Franklin Bright Smiles never stores your financial details. - Why choose Zip Pay for dental care?
✅ No upfront payment needed.
✅ Interest-free flexibility.
✅ Fast approval process.
✅ Manage everything easily online.
* For Zip Pay – Minimum monthly repayments are required. A monthly account fee of $7.95 applies. This fee is waived each month you pay your statement closing balance, in full, by the due date. Available to approved applicants only. T&Cs apply. For Zip Money – Available to approved applicants only. Minimum monthly repayments are required. Paying only the minimum monthly repayment amount will not pay out the purchase within the interest free period. Any balance outstanding at the expiry of the interest free will be charged at the standard annual percentage rate, currently 19.9%. A $7.95 monthly account fee applies. A one-off establishment fee may apply for new customers. Terms & Conditions apply and are available on application. See your contract for further details. Credit provided by ZipMoney Payments Pty Ltd (ABN 58 164 440 993), Australian Credit Licence Number 441878)
